What it covers
Medigap Plan N covers the following:
- Medicare Part A deductibles, coinsurance, and copay
- Part A coinsurance or copay for hospice care
- First three pints of blood when you get bloodwork
- Coinsurance for care in a skilled nursing facility
- Medicare Part B’s coinsurance
- Coverage for emergency healthcare you get when you are outside the U.S. (while not 100%, this will be at least partially covered based on your particular plan’s limits)
What it doesn’t cover
Medigap Plan N’s limitations become apparent when looking at how it coordinates with Medicare Part B.
Medigap Plan N does NOT cover:
- Copay (to an extent – your copays will be limited, as your outpatient copays may be up to $20, whereas for Part B services in an inpatient setting, the copayment may be up to $50.
- Part B deductibles
- Part B excess charges
Get Free Medicare Help
- We Shop The Carriers For You
- Speak to a Local agent
- Protect your family
We are not connected with or endorsed by the United States government or the federal Medicare program.
Bottom Line
Medigap Plan N may not offer the extent of the coverage that Plans F and G do, but that doesn’t mean it’s a bad choice. You pay a lower premium for Plan N, and if you’re not making frequent outpatient visits, then you will be getting the most for your money.
If you have any questions regarding Plan N or other supplement plans, call us today.
