Requirements
Becoming a local Medicare agent is a rigorous process. Not everyone can do it. But that’s the point – you want to have a professional who has undergone thorough training to ensure competency. And it’s not one-time testing, either. They are tested every year so that your local Medicare agent will have a vast knowledge of Medicare health and prescription drug plans.
Why do I not have to pay them?
Local Medicare agents are paid by the insurance companies that hire them, not you. The process goes like so: you contact a local Medicare agent. That Medicare agent will inform you of available plans and suggest what plan will be best for you. Once you’ve enrolled in that plan, you pay the insurance premiums. And then, insurance companies pay a portion of the premiums to the local Medicare agents.
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How does this benefit me?
This goes back to the training local Medicare agents have to go through. You can’t just apply to be a local agent, go to an interview, and then be hired a short time later. Becoming a local Medicare agent requires getting a license from the state.
You also do not have to worry about deceptive or unscrupulous practices. Medicare agents have strict supervision to ensure this won’t happen. Your local Medicare agent will not pressure you to choose a plan that isn’t right for you. They cannot act in self-interest. Insurance companies do not tolerate dishonesty. Local Medicare agents who do so will lose their state license and be terminated by the insurance company they work for.
Last but not least, you do not have to pay for a local Medicare agent. The insurance company will pay your Medicare agent. You get the benefit of a knowledgeable professional who will help you make the right decision, at no extra cost.
Our local Medicare agents will ensure that you get the best policy. If you have any questions, call us today.
